We Have Rentals in McMinn, Meigs, Monroe, Bradley & Polk Counties.
What Should I Know About Viewing & Applying?
Important To Know
· Renters Must Have Verifiable & Consistent Income
· Your monthly Rent can not exceed more than 30%
of your verified monthly income
· Rent is Due by the 1st of Each Month
· We Must Verify Your Rental References
· We Must Complete a Background Check
· We Do Not Offer Rent To Own, Owner Financing,
or a Lease with an Option to Buy
We Don't Hold Homes
As a rule, Southern Homes is not able to hold homes off the market for someone.
The only exceptions to this rule are:
1. Your application has been approved
2. You pay your full security deposit
3. You have signed the lease
Then, and only then, can we can hold it for up to two weeks
prior to your scheduled move in date.
**If you fail to move in at your appointed time, pay your rent, or back out of the lease agreement, you will lose your deposit and the home will go back on the market for someone else to lease.**
Please do not ask us to make an exception to this policy.
Security Deposits Are Required
All Rental Properties Require Security Deposits.
Security deposits are the same as the monthly rental amount.
*Pet Deposits are required where applicable*
Please be honest with your pre-screening!
Please save yourself time and money and be honest during the pre-screening process!
These questions will be asked and repeated on your application.
If it comes out that you have provided false information at all during this process, it is an automatic denial.
Applications are Non-Refundable!
Please do not allow someone to fill out your pre-screening for you.
It is important to be as honest as possible during this process.
DO YOU SEE "JOIN WAIT LIST"?
The view on a desktop computer is slightly different than if you are on a mobile device.
On your mobile device such as a phone or tablet, you will see a green bar under the photo that reads, "Join the waitlist" and you will also see that there is a "Coming Soon" just above the address. We do not take the property down from our website under the money has bee paid and the lease has been signed. A property can be pending an application, coming soon or other similar scenarios. During those situations, it will not allow you to schedule a showing.
Please do not fill out an application and submit it unless you have been pre-qualified and you have physically viewed the property with one of our team members.
Want to Apply?
After Pre-qualifying & Viewing the home, if you decide that you want to apply, please fill out an application completely and provide the following items:
1. A valid driver’s license for each adult
2. Last 2 pay stubs from each applicant
3. We must be able to verify your employment
4. We must be able to verify your rental references
*Applications are NOT chosen on a 1st come, 1st served basis.
Decisions are made based on the most qualified applicant.
We will contact you once we have completed your application.
*Once You’re Approved*, we will contact you
to schedule your lease signing appointment.
Important Information
Southern Homes will conduct a background check on every
occupant who is 18 & over. Therefore, each adult in the home must apply separately as Co-Applicants.
A $50 Non Refundable Application Fee per adult
is required when applying.
Please allow 48 to 72 hours to process an application. It may take longer
if we are having trouble verifying any of the content.
If we have questions or any trouble with your references,
our team will reach out to you. Please do not call multiple times
to check on the application status.
Payment Method Matters!
When you apply online, we do ask you if you have seen the home first. We don't want to start your application unless you are serious about applying.
The application fees are Non-Refundable.
You must pay with a source that matches the name on the application or the system will return the payment.
You cannot use Cash Ap, Venmo or any other 3rd party system. You must use your bank or credit card that is in your name!
If it's not, it will also be returned NSF.
You May Need a Co-Signer
If you do not have verifiable rental references or history,
if you are under the age of 25 or have a potential other risk factor, you may be required to have a co-signer who does qualify.
No Rental References?
Rental References Are Required!
Your rental references cannot be your family members. If you do not have any verifiable rental history, then you may be required to have a co-signer and or an additional security deposit.
If you're a home owner and have recently sold your home, we can use your mortgage payment history as a reference but must be able to verify.
If you recently lost your home in foreclosure, please provide documentation on how much your monthly payments were.
*Your monthly rent must be at least 25% less than what you
have been paying on a mortgage in order to qualify.
Co-Applicant vs. Co-Signer
This is a question we are asked a lot!
A co-applicant is someone else living in the home over the age of 18 whether they are financially contributing to the income source of the household or not.
A co-signer is someone not living in the home but qualifies for the home as if they were going to live there and they sign to guarantee that they will be financially responsible for you and your lease whether that be for failed rent payments and or damages.
Each person, whether they are a Co-Applicant or Co-Signer, must
pay an application fee and complete their own application.
Ready to Lease?
Once you are approved and ready to lease, we will schedule an appointment with our team for you to come in.
You will be asked to watch a video about your lease online.
You will be asked to sign saying that you have viewed the video.
It is approximately 20 minutes long but it important.
Please ask any questions up front before you sign the lease!
Be prepared to pay your rent and security deposit when coming to your lease signing appointment. You will not sign until it has been paid. You will not receive keys early or be able to start moving in
until all of these things are done.
Also be prepared to also get utilities turned on in
your name within 24 hours of signing lease and
paying deposits to get them in your name.
Ready To Apply?
Follow the link below to complete an application.
Be ready to provide the information we requested such as paycheck stubs, refences and a clear color copy of your valid ID!